Last May I wrote a column asking if you should “sell in May and stay away.” I suggested it would be better simply to “rebalance in May and call it a day.” Looking backward it wasn’t bad advice. Looking forward, I suggest saving and investing significantly between now and next May. The original saying...
I’m turning 50 this week, probably the most significant milestone after birth. It’s a good time to assess progress on all fronts–physical, emotional, spiritual–and of course financial. If you are close to either side of 50, I’d like to outline the ideal scenario to help you make your own financial assessment. We should have...
A positive trend is imposing itself on the American landscape. The average savings rate, which had been 7.7% in 1992 and even reached lofty levels of 12% in the ‘70s, dropped to almost zero four years ago and stayed there. In the last quarter of 2008 that trend made a dramatic turn.

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